Asaan Karobar Card Apply Online Through akc.punjab.gov.pk

The Punjab government has launched the CM Punjab Asaan Karobar Card, a pioneering initiative to support small business owners and entrepreneurs. This program is designed to provide interest-free loans of up to PKR 1 million to help small and medium enterprises (SMEs) grow and thrive. By leveraging digital tools such as mobile apps and POS systems, the Asaan Karobar Card ensures transparency and convenience, making it easier than ever for entrepreneurs to manage and sustain their businesses. This initiative is a step forward in driving economic growth and empowering small businesses across Punjab. This article provides a step-by-step guide to help you register and log in for the Asaan Karobar Card program through its official portal, akc.punjab.gov.pk.

84 Billion Rupees Allocated for Aasaan Karobaar Scheme

وزیر اعلیٰ پنجاب کی قیادت میں مریم نواز شریف نے آسان کاروبار کارڈ سکیم کے ساتھ ساتھ صوبے کا سب سے بڑا کاروباری مالیاتی اقدام، آسان کاروبار فنانس سکیم متعارف کرایا ہے۔ ان پروگراموں کا مقصد نوجوان کاروباریوں، چھوٹے کاروباری مالکان، اور سٹارٹ اپس کو بلا سود قرضے فراہم کرکے مدد فراہم کرنا ہے۔ 84 ارب روپے کے کل بجٹ کے ساتھ، جس میں آسان کاروبار کارڈ کے لیے مختص کیے گئے 48 ارب روپے بھی شامل ہیں، یہ اقدام پنجاب میں معاشی ترقی اور روزگار کے مواقع پیدا کرنے کی جانب ایک اہم قدم ہے۔ اسکیمیں افراد کو مالی امداد کی پیشکش اور شمولیت کو فروغ دے کر صوبے کی معاشی ترقی میں اپنا حصہ ڈالنے کا اختیار دیتی ہیں۔

Key Features	Details
Maximum Loan Limit	PKR 1 million
Interest Rate	0%
Loan Tenure	3 years
Grace Period	3 months
Loan Type	Revolving credit facility
Application Process	Online via akc.punjab.gov.pk

How to Apply for the Asaan Karobar Card

Follow these simple steps to apply for the Asaan Karobar Card:

• Visit the official website: akc.punjab.gov.pk.
• Fill out the online application form with accurate personal and business details.
• Pay a non-refundable processing fee of PKR 500.
• Upload required documents, including your CNIC and proof of residence.
• Digital verification of your CNIC, business premises, and creditworthiness will be conducted by authorized agencies.
• Upon approval, your Asaan Karobar Card will be issued for use in business-related transactions.

For any queries or assistance, contact the helpline at 1786.

How to Register for the Asaan Karobar Card

Follow these straightforward steps to register for the Asaan Karobar Card:

Step 1: Access the Official Portal

Open your web browser and navigate to akc.punjab.gov.pk. Once on the homepage, click the “Register Now” option.

Step 2: Complete the Registration Form

1. Provide Personal Details:
   • Enter your full name as per your CNIC.
   • Input your CNIC number.
   • Specify your date of birth (as mentioned on your CNIC).
   • Enter your father’s or husband’s name.
   • Fill in the CNIC issuance and expiry dates.
2. Add Contact Information:
   • Provide a valid mobile number and select your mobile network.
   • Ensure the mobile number is active for receiving confirmation and updates.
3. Set Up a Password:
   • Create a strong password for your account.
   • Re-enter the password to confirm it, ensuring both entries match.

Step 3: Review and Submit

Carefully check all the information entered to ensure accuracy. Once verified, click the “Register” button. Upon successful registration, you will receive a confirmation message on your mobile phone.

How to Log In to Your Asaan Karobar Card Account

Once you’ve completed your registration, logging in to your account is quick and easy. Follow these steps:

Step 1: Visit the Login Page

Go to akc.punjab.gov.pk and click on the “Login” option.

Step 2: Provide Your Credentials

• Enter your CNIC number.
• Input the password you created during registration.

Step 3: Access Your Dashboard

Click the “Login” button to log in. You will be redirected to your dashboard, where you can explore all the available services under the Asaan Karobar Card program.

Tips for a Smooth Login Experience

• Ensure the information entered matches your registered details.
• Use a stable internet connection to avoid interruptions.
• Keep your password secure and do not share it with anyone.

About the Asaan Karobar Card Program

The CM Punjab Asaan Karobar Card is a game-changing initiative designed to provide much-needed financial support to small businesses in Punjab. With interest-free loans of up to PKR 1 million, this program allows entrepreneurs to overcome financial barriers and focus on business growth. The revolving credit facility and easy repayment options make it a practical solution for SMEs aiming to expand or stabilize their operations. The program is a testament to the Punjab government’s commitment to promoting entrepreneurship and boosting the economy.

Eligibility Criteria

To qualify for the Asaan Karobar Card, applicants must meet the following requirements:

• Must be a Pakistani national and a resident of Punjab.
• Be aged between 21 and 57 years.
• Possess a valid CNIC and a registered mobile number.
• Own or plan a business located in Punjab.
• Have a clean credit history with no overdue loans.
• Pass psychometric and credit assessments conducted by authorized agencies.
• Register the business with PRA/FBR within six months of receiving the card.
• Only one application is allowed per individual or business.

These criteria ensure that the scheme is accessible to genuine small business owners in need of financial assistance.

Helpline for Asaan Karobar Card

For any assistance related to the Asaan Karobar Card, you can contact the official helpline.

• Helpline Number: Dial 1786 for queries and support.
• Available Services: Get help with registration, eligibility criteria, and application process.
• Working Hours: The helpline is available during standard office hours.
• Official Website: For detailed information, visit https://akc.punjab.gov.pk.

Conclusion

The CM Punjab Asaan Karobar Card is a transformative initiative by the Punjab government, aimed at supporting small entrepreneurs and driving economic growth in the province. By offering interest-free loans and an easy application process, this scheme empowers small businesses to overcome financial challenges and achieve their goals. Entrepreneurs looking to expand their businesses can leverage this opportunity to contribute to Punjab’s economic prosperity.

FAQs

Who can apply for the Asaan Karobar Card?
Entrepreneurs aged 21 to 57 years, residing in Punjab, with a valid CNIC, are eligible to apply.

What is the maximum loan limit?
The maximum loan limit is PKR 1 million.

Is the loan interest-free?
Yes, the loan is entirely interest-free.

How can I apply for the Asaan Karobar Card?
Applications can be submitted online through the official portal: akc.punjab.gov.pk.

When does repayment start?
Repayment begins three months after the card is issued, with flexible monthly installments.

What can the loan funds be used for?
Funds can be used for business-related expenses such as vendor payments, utility bills, government fees, and taxes.